PayPal & Stripe Fee Calculator
See exactly what PayPal and Stripe take from each sale — and what to charge so you receive the amount you want. Everything runs in your browser — nothing you enter is uploaded.
What you charge
PayPal
Enter an amount to see the PayPal fee.
Stripe
Enter an amount to see the Stripe fee.
Enter an amount above $0 to see which is cheaper.
Reverse: I want to receive
PayPal
Enter an amount to see what to charge on PayPal.
Stripe
Enter an amount to see what to charge on Stripe.
Standard US online rates shown; international, currency-conversion, and micropayment rates differ — check the provider’s own fee page for your country.
Rates checked October 27, 2026 against the providers’ official pricing pages: Stripe 2.9% + $0.30; PayPal 2.99% + $0.49 (standard US online card payments).
How the fees work
Both platforms take a percentage of the sale plus a fixed fee per transaction. Because PayPal’s percentage (2.99%) and fixed fee ($0.49) are both slightly higher than Stripe’s (2.9% and $0.30), Stripe usually comes out a little cheaper on a standard US online card payment — but the gap is small, so for some amounts the difference is only cents.
To work out the reverse amount — what to charge so you receive exactly what you want — divide the amount you want plus the fixed fee by one minus the percentage rate. That is why the charge is always a little higher than the amount you want to keep.